:root{--navy:#142a37;--deep:#0c202b;--gold:#bd9655;--cream:#f6f4ef;--ink:#192832;--muted:#64757c;--line:#dfe5e5;--shadow:0 16px 46px #0c202b12}
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:white;color:var(--ink);font:16px/1.65 'DM Sans',Arial,sans-serif}h1,h2,h3,h4,.brand{font-family:Manrope,'DM Sans',sans-serif;line-height:1.22;letter-spacing:-.035em}h1{font-size:clamp(38px,5vw,65px);max-width:850px;margin:15px 0 22px}h2{font-size:clamp(29px,3vw,42px);margin:9px 0 18px}h3{font-size:20px;margin:0 0 11px}p{margin:0 0 18px;color:var(--muted)}a{color:inherit;text-decoration:none}a:hover{color:#a77d40}button,input,select,textarea{font:inherit}button{cursor:pointer}.top{background:var(--deep);color:#e4eceb;padding:9px max(24px,calc((100% - 1190px)/2));font-size:12px}.top a{color:inherit}.nav{position:sticky;top:0;z-index:20;background:#fff;min-height:83px;box-shadow:0 1px 0 var(--line);display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px max(24px,calc((100% - 1190px)/2))}.brand{font-weight:800;color:var(--navy);letter-spacing:.045em;white-space:nowrap;font-size:18px;line-height:1.1}.brand:before{content:'◇';font-size:29px;color:var(--gold);vertical-align:middle;margin-right:10px}.brand small{display:block;font-size:9px;letter-spacing:.17em;color:#718084;margin:5px 0 0 38px}.navlinks{display:flex;flex-wrap:wrap;align-items:center;justify-content:flex-end;gap:8px 17px;font-size:12px;font-weight:700}.navlinks a{white-space:nowrap}.menu-toggle{display:none;border:1px solid var(--line);border-radius:4px;background:white;color:var(--navy);font-size:24px;padding:4px 12px}.hero{position:relative;isolation:isolate;background:linear-gradient(112deg,#0b202c,#1d3b4a);padding:73px max(24px,calc((100% - 1190px)/2)) 77px;overflow:hidden;color:white}.hero:after{content:'';position:absolute;right:-100px;top:-100px;width:450px;height:450px;border:2px solid #bd965536;transform:rotate(45deg);z-index:-1}.hero h1,.hero p{color:white}.hero p{font-size:18px;max-width:740px;opacity:.85}.eyebrow,.tag{color:var(--gold);text-transform:uppercase;letter-spacing:.17em;font-size:11px;font-weight:800}.tag{display:inline-block;margin-bottom:10px}.hero .button{margin-top:8px}.button{display:inline-flex;gap:8px;align-items:center;justify-content:center;background:var(--gold);border:1px solid var(--gold);color:#0b2633;font-size:13px;font-weight:800;padding:13px 20px;border-radius:3px;transition:transform .2s,background .2s}.button:hover{background:#d4ae70;color:#102530;transform:translateY(-2px)}.button.dark{background:var(--navy);border-color:var(--navy);color:white}.button.dark:hover{background:#25475a;color:white}.wrap{max-width:1190px;padding:65px 24px;margin:auto}.wrap.two{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:36px;align-items:start}.lead{font-size:18px;max-width:820px;line-height:1.7}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:25px}.cards.steps{counter-reset:steps}.card{background:white;border:1px solid var(--line);border-top:3px solid var(--gold);padding:26px;border-radius:5px;box-shadow:var(--shadow);min-width:0}.card p:last-child{margin-bottom:0}.card a:not(.button){font-weight:700;color:#976d34}.note{background:var(--cream);padding:22px 24px;border-left:3px solid var(--gold);border-radius:2px;color:#4b5a5d;margin-top:22px}.band{background:var(--navy);color:#fff;padding:55px 24px}.band .inner{max-width:1142px;margin:auto}.band h2,.band p{color:white}.band p{opacity:.8;max-width:850px}.footer{background:var(--deep);color:white;padding:48px max(24px,calc((100% - 1190px)/2));font-size:14px}.footer strong{font-family:Manrope,sans-serif;letter-spacing:.04em}.footer p{color:#adbdc1;margin:10px 0}.footer a{color:#e1e8e9}.footer a:hover{color:var(--gold)}.fine{font-size:12px;color:#75878c}.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.field{display:flex;flex-direction:column;gap:7px;font-size:13px;font-weight:700;color:#34444a;min-width:0}.field input,.field select,.field textarea{border:1px solid #cbd5d5;min-height:44px;padding:10px 12px;border-radius:3px;background:white;color:var(--ink);width:100%;max-width:100%}.field textarea{min-height:120px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--gold);outline-offset:2px}.span2{grid-column:1/-1}.results{background:var(--navy);color:white}.results h2,.results h3,.results p,.results dt,.results dd{color:inherit}.figures{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.figures div{background:#fff1;border:1px solid #ffffff21;padding:14px}.figures dt{font-size:12px;opacity:.77}.figures dd{margin:3px 0 0;font-size:24px;font-weight:800}.wrap > .field{max-width:550px}[hidden]{display:none!important}
@media(max-width:1050px){.nav{align-items:center}.menu-toggle{display:block}.navlinks{display:none;position:absolute;top:100%;left:0;right:0;background:white;padding:20px 24px;box-shadow:0 18px 25px #0002;flex-direction:column;align-items:stretch;gap:0}.navlinks.open{display:flex}.navlinks a{padding:11px 0;border-bottom:1px solid var(--line)}.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:680px){.top{font-size:10px;padding:8px 18px}.nav{padding:13px 18px;min-height:70px}.brand{font-size:15px}.hero{padding:57px 20px 59px}.hero p{font-size:16px}.wrap{padding:43px 20px}.wrap.two{grid-template-columns:1fr;gap:24px}.cards{grid-template-columns:1fr}.card{padding:22px}.band{padding:42px 20px}.form,.figures{grid-template-columns:1fr}.span2{grid-column:auto}.footer{padding:42px 20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}